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Microtransaction

payments · economics

A payment small enough that fees, minimum-output rules, and interaction overhead materially affect whether it is practical.

Also known as
micropayment
1.general

A microtransaction or micropayment is a low-value transfer, commonly proposed for tips, pay-per-use services, games, content, machine payments, or metered APIs. There is no universal value threshold; the useful comparison is the payment's value against its total processing and user-interaction cost.

2.designs

Micropayments can settle directly on-chain, be batched, move through payment channels or other Layer-2 systems, or use a custodial internal ledger. Each design changes fees, confirmation assumptions, liquidity needs, privacy, custody, availability, and dispute handling.

3.constraints

On-chain viability depends on transaction size, fee policy, blockspace demand, minimum-output rules, and the cost of creating and later spending UTXOs. A technically cheap transfer can still be impractical if wallet friction, exchange minimums, volatility, accounting, or regulatory obligations exceed the payment value.

Related terms

All terms and definitions may update as the Cryptionary improves.